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Major Credit Cards |
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Department Store Cards Including Furniture |
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Gas Cards |
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Bank Loans from Prior Banks |
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Installment Loans |
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Finance Companies |
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Unsecured Personal Loans (American General, CitiFinancial) |
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Repossession Deficiency Balances |
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Cash Advances and Balance Transfers-May require 3 payments by client depending on amount of the advance vs. amount of debt |
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Bank, Overdraft, and Associated Fees (have to have a statement and be with a collection agency) |
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Medical Debt (with disclaimer) |
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Credit Unions (with disclaimer) whose members are not Federal or Military employees |
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Authorized User (with disclaimer) |
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Veterinarian Bills over $500 (require disclaimer) |
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Abandoned Time Shares |
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Litigation Accounts only if 6 mos. Or Older |
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Back Rent (if not current residence) |
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